Kasasa Cash Back

Kasasa Cash Back® is free checking that pays you back — earn 2.5% cash back* on your everyday debit card purchases (up to $10 per month), as well as refunds on ATM fees nationwide!*

Earning your rewards is pretty simple — just do some easy banking activities that you're probably already doing. Even if you don't qualify for your rewards in a given month, your account is still free. Do you Kasasa?®

Summary
  • Free checking that pays you cash back
  • Earn 2.5% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $400 in purchases monthly
  • Earn up to $10 cash back per month
  • Unlimited refunds on ATM fees nationwide*
  • Link to free Kasasa Saver® savings account
  • Have Kasasa Cash Back rewards transferred to Saver for automatic savings!
  • No minimum balance to earn rewards
  • No monthly service fee
  • Unlimited check writing
  • Free online banking
  • Free telephone banking
  • Free MasterCard® debit card
  • Free e-statements
  • $50 minimum deposit to open

Earning Rewards Is Easy!

Just meet a few simple qualifications. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Be enrolled and log into online banking

See? No big deal! And even if you don't qualify to earn rewards during the monthly qualification cycle, your Kasasa Cash Back account is still free. Plus, you can get right back to earning your rewards the very next month!

*APY=Annual Percentage Yield. APYs accurate as of 02/24/14. Rates may change after account is opened. Minimum to open is $50 for Kasasa Cash Back and $50 for Kasasa Saver. When monthly qualifications are met, you will receive 2.5% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $10 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $4.99 per single transaction if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 0.50%; and (2) balances over $10,000 in Kasasa Saver earn 0.25% interest rate on the portion of the balance over $10,000, resulting in 0.50% - 0.27% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.05% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.