Meet Our Team

David Guyton: President & CEO

David joined the OUB team in 2010. He is originally from Tupelo, MS but has called Oxford home since 2003. After receiving a degree in Banking & Finance from Ole Miss in 1988 he went on to graduate from the Graduate School of Banking at LSU in 1997. Locally David is a member of the Rotary Club, Oxford-University United Methodist Church and also helps with United Way. He is the past Chairman of the Oxford-Lafayette Chamber of Commerce. David is married to Katie Rose Guyton and they have two children, Matthew & Mary Arden, who attend Ole Miss.

Brad Ewing : EVP/Senior Lender

Brad joined the OUB team in 2010. He is a lifelong resident of the Oxford/ Lafayette County community and is a graduate of Lafayette High School. After high school, Brad received a degree from The University of Mississippi in Business Administration with an emphasis in real estate. He later went on to graduate from the MIssissippi School of Banking in 2008. Brad is a current County Chairman with the Mississippi Young Bankers Association and has served as past Councilman on the MYB board. Brad currently serves as the Vice President of the LOU Ole Miss Club. Outside the bank Brad can be found hunting or attending one of his children's youth sporting events. He is married to Toni Vick Ewing of Oxford and together they enjoy spending time with their family and attending Ole Miss sporting events. They have three children - Carter, Sara Bradley, and Cooper. Come see Brad today for all your commercial loan needs.

Audra Cook: Senior EVP/COO

Audra joined as one of the original OUB team members in 2000. She is originally from Ashland, MS and commutes to Oxford daily from Water Valley, MS. Audra has received numerous degrees over the year including Ole Miss in 1998 and the LSU Graduate School of Banking in 2009. Outside of the bank Audra enjoys shopping and reading and supporting her children while they are involved with football. She is married to Broderick Cook of Water Valley, MS. They have three children - Marquette, Marley, and Marquis. Audra plays a very important role in the bank's day to day operations and continued success.

Heather Humphreys: VP/IT Officer

Heather joined the OUB team in 2002. She is originally from Water Valley, MS and continues to live there. Heather attended the University of Mississippi and graduated from the Mississippi School of Banking in 2007. Outside of the bank Heather enjoys traveling and reading. Heather is here to assist you with all of your Internet banking questions.

Martha Morgan Scott : Loan Processor

Martha has been with OUB since 2005. Martha met her husband at Ole Miss in 1982 and they moved back to Oxford with their three children in 2000. Growing up in a military family, Martha lived in many places but since her father grew up in Oxford, she has always called it home. Martha worked in the customer service department before moving to loans and is always happy to help our OUB customers with any of their banking needs. In her spare time Martha enjoys books, movies and spending time with her family.

Alison Cullum : Shareholder Relations/Loan Processor

Alison joined the OUB team in 2013. She received her degree from Ole Miss in 2009. Outside of the bank Alison enjoys fitness, traveling and taking her dog on long hikes. Alison worked in the customer service department before moving to loans and is always happy to help our OUB customers with any of their banking needs.

Laura McCready : Loan Processor/Executive Assistant

Laura joined OUB in 2016 after spending many years in the insurance industry. She is originally from Birmingham, AL but has called Oxford home since 2008. Laura graduated from The University of Mississippi in 1995. She is married to Neal McCready and they have three children - Campbell, Caroline, and Carson. She is also a member of Oxford-University United Methodist Church.

Rita Mottz : Operations

Rita joined the OUB team in 2014 with years of experience in the banking industry. She call Lafayette County home and resides in the Paris community. Rita is married to Ray Mottz. They have two children and four grandchildren. Outside the bank Rita loves spending time camping or going to the races with her grandchildren.

Wanda Lamb: Loan Administrator

Wanda joined the OUB team in February of 2018 after having worked for a local attorney for 34 years as office manager/loan closing manager. Wanda moved to Oxford as a child and has lived here ever since. She is married to Billy Lamb and they are the parents of one son, who is deceased. They have one grandson. Wanda is an active member of First Baptist Church-Oxford and volunteers at The Pantry. In her spare time, Wanda likes to travel and spend time with family and friends.

Kim Turner: Head Teller

Kim joined the OUB team in 2019 with three years experience in banking. Originally from Paragould, AR, Kim grew up in Water Valley, graduating from Water Valley High School in 1982. She has lived and worked in Oxford since 1987. She has one daughter, Shannon. Outside the bank Kim enjoys gardening, raising chickens, and beekeeping. Stop by the Jackson Avenue location and see Kim today.

Cheryl Stokes: Teller 

Cheryl Stokes joined the OUB team in 2021 with a background in banking. She graduated from Coffeeville High School where she resides in Yalobusha County. Cheryl is married to Derrick
Stokes, together they have four children (3) at Ole Miss (1) at Alcorn State University. Cheryl loves the Lord and attends church every Sunday.  Her favorite scripture is Proverb 3:5. In her spare time she loves spending time with her family and friends. She enjoys working with the OUB family and looks forward to many more years with the team.

Bank of Pontotoc

Grant Reynolds: VP/Loan Officer

Grant joined the Bank of Pontotoc in 2009. He has lived in Pontotoc his entire life and is a graduate of South Pontotoc High School. After high school Grant received a degree from Ole Miss in 2011 and also attended Itawamba Community College. Grant is very involved with the local Fellowship of Christian Athletes as well as the Pontotoc Chamber of Commerce. Grant is also a memeber and a deacon of Reynolds Chapel Church. When Grant isn't at the bank he can be found in the woods or at the golf course. He is married to Deanna Peel Reynolds of Pontotoc and together they enjoy going snow skiing. Come see Grant today for all of your consumer and commercial loan needs.

Virginia Burnside Crawford: FSR/Head Teller Supervisor

Virginia joined the Bank of Pontotoc in 2010. Pontotoc is her hometown and she could not imagine living anywhere else. Virginia is a 1999 graduate of Itawamba Community College. She is married to Tommy Crawford and together they enjoy cooking and watching movies. She is an active member of Pontotoc Second Baptist Church where she sings in the choir. Locally, she is a board member of Faith Haven Inc. where she continues to work for children of the community. Outside of the bank, Virginia enjoys reading a good book on the beach and spending time with family, friends, and her puppy, ChloePearl. Stop by today and let Virginia take care of all your banking needs.

Suzanne Harlow - Teller

Suzanne joined the Bank of Pontotoc in 2017 as a teller. She is a lifelong resident of Pontotoc County, a graduate of South Pontotoc High School and attends Green Valley Baptist Church. In her free time, Suzanne enjoys going to the movies, beach trips and spending time with family and friends, especially her grandchildren, Mason, Millie Kay and Lige.  Stop by and let Suzanne help with your banking needs.

Ryne Franklin: Lender/ FSR

Ryne joined the OUB team in October of 2021.  Ryne is a long time resident of Pontotoc, MS and continues to live there with his wife, Kelsey Franklin. Ryne attended Pontotoc High School and continued his education at Itawamba Community College and The University of Mississippi where he graduated with a degree in Managerial Finance through the School of Business Administration.  Outside of the bank Ryne enjoys playing golf, attending Ole Miss sporting events, spending time with friends and family, and attending and dedicating his time at the Pontotoc Church of Christ. Come see Ryne at our main location for all your personal or business accounts as well as consumer lending needs.