Kasasa Cash

Take back your banking! Kasasa Cash® is free checking that pays you in ways that matter. Earn a high 2.50% APY,* plus refunds on ATM fees nationwide!*

To earn your rewards, simply do a few easy things that you're probably already doing. Even if you don't qualify for rewards in a given month, your Kasasa Cash account is still free! That's the power of community banking with Kasasa® at Oxford University Bank.

View our rates or use our calculators.

Summary
  • Free checking that pays high interest
  • 2.50% APY* on balances up to $10,000
  • 2.50% to 0.45% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Unlimited refunds on ATM fees nationwide*
  • Link to free Kasasa Saver® savings account
  • Have Kasasa Cash rewards transferred to Saver for automatic savings!
  • No minimum balance to earn rewards
  • No monthly service fee
  • Unlimited check writing
  • Free online banking
  • Free telephone banking
  • Free MasterCard® debit card
  • Free e-statements
  • $50 minimum deposit to open

Earning Rewards Is Easy!

Just meet a couple of easy qualifications. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Be enrolled and log into online banking

That's it! Pretty easy stuff. And even if you don't qualify to earn your rewards during the monthly qualification cycle, your Kasasa Cash account is still free — plus, you'll still earn our base rate of interest! And you can get right back to earning your rewards the very next month.



*APY=Annual Percentage Yield. APYs accurate as of 03/24/14. Rates may change after account is opened. Minimum to open is $50 for Kasasa Cash and $50 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $4.99 per single transaction and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.50%; and (3) balances over $10,000 earn 0.25% interest rate on the portion of the balance over $10,000, resulting in 2.50% - 0.45% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.