Personal Checking Accounts

Free Checking

  • $50 minimum deposit to open
  • No monthly maintenance fee
  • Unlimited check writing
  • Debit card available 30 days after account opening
  • Free Online Banking

Regular Checking

  • $100 minimum deposit to open
  • Unlimited check writing
  • Debit Card available
  • Detailed monthly statement with check images
  • $8 monthly maintenance fee if balance drops below $500
  • No monthly maintenance fee for customers age 55+
  • Free Online Banking

Checking Plus

  • $100 minimum deposit to open
  • Unlimited check writing
  • Debit Card available
  • No charge for up to 4 boxes of logo style checks each year
  • No-fee money orders & travelers checks
  • Detailed monthly statement with check images
  • $10 monthly maintenance fee
  • Free Online Banking

Interest Checking

  • $2,500 minimum deposit to open
  • Unlimited check writing
  • Debit card available
  • Interest credited monthly and subject to change daily
  • Higher balances can earn higher interest rates when rates increase with balance tiers:
    • $2,500.00-$24,999
    • $25,000.00-$49,999
    • $50,000.00-$99,999
    • $100,000.00-$249,999
    • $250,000+
  • Detailed monthly statement with check images
  • No monthly maintenance fee if balance remains above $2,500
  • $10 monthly maintenance fee if balance drops below $2,500
  • Free Online Banking

»Top«

Business Checking Accounts

Small Business Checking

  • $100 minimum deposit to open
  • $10 monthly maintenance fee
  • 50 debits/withdrawals per month at no additional cost
    .15 per debit after the 50th
  • 200 credited/deposited items per month at no additional cost
    .08 per credit item after the 200th
  • Detailed monthly statement with check images
  • Business Cash Management Services available through Online Banking

Commercial Checking

  • $100 minimum deposit to open
  • $8 monthly maintenance fee
  • .15 per debit item
  • .08 per credit item
    At the bank's discretion, an earnings credit may be calculated on the average collected account balance and applied to offset per item charges.
  • Detailed monthly statement with check images
  • Business Cash Management Services available through Online Banking

»Top«

 

Member FDIC

Oxford University Bank  •  BANK OF PONTOTOC
About the BankContact UsBank Policies
Products & ServicesElectronic BankingAbout the Community


Equal Housing Lender
 
NOTICE: The bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.
Powered by ProfitStars