Personal Checking Accounts

Free Checking

  • $50.00 minimum to open account
  • Free from any monthly service charges
  • First 50 imprinted checks are free with your initial paid check order
  • Unlimited check writing, no excess check fees
  • Debit card issued after 30 days

Regular Checking

  • $100.00 minimum to open account
  • Unlimited checking privileges
  • No monthly maintenance fee if balance remains above $500.00
  • $5.00 monthly fee assessed if balance drops below $500.00
  • Detailed monthly statement
  • MasterMoney® Card available
  • 24-hour ATM access
  • No monthly service charge age 55 and above

Checking Plus

  • $100.00 minimum to open account
  • $8.00 monthly maintenance fee
  • Unlimited checking privileges
  • Up to 4 orders of logo-style checks free annually
  • No-fee Money Orders or Travelers Checks
  • Free Notary Service
  • Detailed monthly statement
  • MasterMoney® Card available
  • 24-hour ATM access

Interest Checking

  • $2,500.00 minimum to open account
  • Tiered structure rewards higher balances
  • No monthly maintenance fee if balances remain above $2,500.00
  • $10.00 fee if balance drops below $2,500.00
  • Market interest rates paid on tiers:
    • $2,500.00-$24,999.99
    • $25,000.00-$49,999.99
    • $50,000.00-$99,999.99
    • $100,000.00 and over
  • Interest compounded and paid to your account monthly
  • Interest rates subject to change daily
  • Detailed monthly statement
  • MasterMoney® Card available
  • 24-hour ATM access

»Top«

Business Checking Accounts

Small Business Checking

  • $100.00 minimum to open account
  • Flat $10.00 monthly maintenance fee
  • Check writing limited to 50 per month
  • Deposit items limited to 200 per month
  • Check printing costs depends on style selected
  • Detailed monthly statement

Commercial Checking

  • $100.00 minimum to open account
  • $8.00 monthly maintenance fee plus:
    • Accounts subject to activity analysis
    • $0.14 for each check paid
    • $0.07 for each deposit item
    • Earnings credit allowed of $0.15 per each $100.00 in
    • Collected balance to offset fees
  • Check printing costs depends on style selected
  • Detailed monthly statement

»Top«

 

Member FDIC

Oxford University Bank
About the BankContact UsPrivacy Statement
Products & ServicesElectronic BankingAbout the Community


Equal Housing Lender
 
NOTICE: The bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.
Powered by Goldleaf Financial Solutions