Personal Checking Accounts

Free Checking

  • $50.00 minimum to open account
  • Free from any monthly service charges
  • First 50 imprinted checks are free with your initial paid check order
  • Unlimited check writing, no excess check fees
  • Debit card (Available 30 days after account opening)

Regular Checking

  • $100.00 minimum to open account
  • Unlimited checking privileges
  • No monthly maintenance fee if balance remains above $500.00
  • $5.00 monthly fee assessed if balance drops below $500.00
  • Detailed monthly statement
  • MasterMoney® Card available
  • 24-hour ATM access
  • No monthly service charge age 55 and above

Checking Plus

  • $100.00 minimum to open account
  • $8.00 monthly maintenance fee
  • Unlimited checking privileges
  • Up to 4 orders of logo-style checks free annually
  • No-fee Money Orders or Travelers Checks
  • Free Notary Service
  • Detailed monthly statement
  • MasterMoney® Card available
  • 24-hour ATM access

Interest Checking

  • $2,500.00 minimum to open account
  • No monthly maintenance fee if balances remain above $2,500.00
  • $10.00 fee if balance drops below $2,500.00
  • Higher balances can earn higher rates
  • Interest Rate Tiers:
    • $2,500.00-$24,999.99
    • $25,000.00-$49,999.99
    • $50,000.00-$99,999.99
    • $100,000.00 and over
  • Interest paid monthly and subject to change daily
  • Detailed monthly statement
  • MasterMoney Card available
  • 24 hour ATM access

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Business Checking Accounts

Small Business Checking

  • $100.00 minimum to open account
  • Flat $10.00 monthly maintenance fee
  • Withdrawals limited to 50 per month
  • Deposited items limited to 200 per month
  • Check printing costs depend on style selected
  • Detailed monthly statement

Commercial Checking

  • $100.00 minimum to open account
  • $8.00 monthly maintenance fee plus:
    • Accounts subject to activity analysis
    • $0.14 for each withdrawal
    • $0.07 for each item deposited
  • Check printing costs depends on style selected
  • Detailed monthly statement
  • Cash management Services Available
  • An earnings credit may be applied toward service charges, based on the average collected account balance, at the banks discretion.

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