Oxford University Bank :: Oxford, Mississippi

CHECKING ACCOUNTS

Free Checking

$50 minimum deposit to open
No monthly maintenance fee
Unlimited check writing
Debit card available 30 days after account opening
Free Online Banking

Regular Checking

$100 minimum deposit to open
Unlimited check writing
Debit Card available
Detailed monthly statement with check images
$8 monthly maintenance fee if balance drops below $500
No monthly maintenance fee for customers age 55+
Free Online Banking

Checking Plus

$100 minimum deposit to open
Unlimited check writing
Debit Card available
No charge for up to 4 boxes of logo style checks each year
No-fee money orders & travelers checks
Detailed monthly statement with check images
$10 monthly maintenance fee
Free Online Banking

Interest Checking

$2,500 minimum deposit to open
Unlimited check writing
Debit card available
Interest credited monthly and subject to change daily
Higher balances can earn higher interest rates when rates increase with balance tiers:
- $2,500.00-$24,999
- $25,000.00-$49,999
- $50,000.00-$99,999
- $100,000.00-$249,999
- $250,000+
Detailed monthly statement with check images
No monthly maintenance fee if balance remains above $2,500
$10 monthly maintenance fee if balance drops below $2,500
Free Online Banking

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Small Business Checking

$100 minimum deposit to open
$10 monthly maintenance fee
50 debits/withdrawals per month at no additional cost
.15 per debit after the 50th
200 credited/deposited items per month at no additional cost
.08 per credit item after the 200th
Detailed monthly statement with check images
Business Cash Management Services available through Online Banking

Commercial Checking

$100 minimum deposit to open
$8 monthly maintenance fee
.15 per debit item
.08 per credit item
At the bank's discretion, an earnings credit may be calculated on the average collected account balance and applied to offset per item charges.
Detailed monthly statement with check images
Business Cash Management Services available through Online Banking

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	CHECKING ACCOUNTS Personal Checking Accounts Free Checking $50 minimum deposit to open No monthly maintenance fee Unlimited check writing Debit card available 30 days after account opening Free Online Banking Regular Checking $100 minimum deposit to open Unlimited check writing Debit Card available Detailed monthly statement with check images $8 monthly maintenance fee if balance drops below $500 No monthly maintenance fee for customers age 55+ Free Online Banking Checking Plus $100 minimum deposit to open Unlimited check writing Debit Card available No charge for up to 4 boxes of logo style checks each year No-fee money orders & travelers checks Detailed monthly statement with check images $10 monthly maintenance fee Free Online Banking Interest Checking $2,500 minimum deposit to open Unlimited check writing Debit card available Interest credited monthly and subject to change daily Higher balances can earn higher interest rates when rates increase with balance tiers: $2,500.00-$24,999 $25,000.00-$49,999 $50,000.00-$99,999 $100,000.00-$249,999 $250,000+ Detailed monthly statement with check images No monthly maintenance fee if balance remains above $2,500 $10 monthly maintenance fee if balance drops below $2,500 Free Online Banking »Top« Business Checking Accounts Small Business Checking $100 minimum deposit to open $10 monthly maintenance fee 50 debits/withdrawals per month at no additional cost .15 per debit after the 50th 200 credited/deposited items per month at no additional cost .08 per credit item after the 200th Detailed monthly statement with check images Business Cash Management Services available through Online Banking Commercial Checking $100 minimum deposit to open $8 monthly maintenance fee .15 per debit item .08 per credit item At the bank's discretion, an earnings credit may be calculated on the average collected account balance and applied to offset per item charges. Detailed monthly statement with check images Business Cash Management Services available through Online Banking »Top«